Cassandra Jones Havard
Associate Professor of Law
B. A., with highest honors, Bennett College
J.D., University of Pennsylvania
Curriculum Vitae
Expertise
Contact Information
Telephone: (410) 837-5038
Room Number: LC 412
E-mail
Administrative Assistant: Debbie Pinkham, (410) 837-4634, (on campus x4634), LC 400
Courses Taught
First Class Assignment is on TWEN
Professor Jones Havard teaches Banking Law, Contracts, Corporations, and Commercial Transaction Workshop. A graduate of Bennett College, she received her law degree from the University of Pennsylvania. In addition to her career in teaching, Professor Jones Havard has served as a law clerk to Judge A. Leon Higginbotham of the U.S. Court of Appeals for the Third Circuit; as a Counsel at the Federal Deposit Insurance Corporation and as a Trial Attorney at the Criminal Section of the Tax Division of the U.S. Department of Justice. Prior to coming to the University of Baltimore, she received tenure at the Temple University school of Law and taught at Catholic University Law School as a Visting Professor.
Professor Jones Havard's writings have appeared in several law journals including the Cardozo Law Review, The Kentucky Law Review, and The Stanford Law and Policy Journal. Her research examines operational structure, systemic risk, economic subordination and market failure in the banking industry. She is an expert on sub-prime and predatory lending.
Selected Publications
Forthcoming
The CRA and Community Inclusion, Symposium: Issues in Community Economic Development, 29 Western New England Law Review __ (forthcoming Fall 2006).
Books
Farm Credit Litigation: Assessment of Current Farm Lawsuits, in Access And Equity Issues in Agriculture and Rural Development, Tuskegee University (1998).
Articles and Essays
Democratizing Credit: Evaluating The Structural Inequities of Sub-Prime Lending, 56 Syracuse L. Rev. 233 (2006).
To Lend or Not to Lend: What the CRA Ought to Say about Sub-Prime and Predatory Lending, 7 Fla. Coastal L. Rev. 1 (2005).
African-American Farmers and Fair Lending: Racializing Rural Economic Space, 12 Stanford Law and Policy Review 333 (2001).
Symposium Issue: Ralph Ellison and the Law, Invisible Markets Netting Visible Results: "When Sub-Prime Lending Becomes Predatory", 26 Oklahoma City Law Review 1057 (2001).
Synergy and Friction: CRA, BHCs, SBA and Community Development Lending, 86 Kentucky Law Review 617 (1998).
Reconciling the Dormant Conflict: Crafting a Fraudulent Conveyance Exception to the Bankruptcy Code for Bank Holding Company Asset Transfers, 75 University of Denver Law Review 81 (1997).
Back To The Parent: Holding Company Liability for Subsidiary Banks: A Discussion of the Source of Strength Doctrine, The Net Worth Maintenance Agreement and The Prompt Corrective Action Provision, 16 Cardozo Law Review 2353 (1995).
Public Land Banking and Mount Laurel II: Can There Be a Symbiotic Relationship? 15 Rutgers Law Journal 641 (1984).